Legal notice

Legal notice and information on the terms and conditions of use of the website

In compliance with the information duty established in Article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL, as the owner of the website WWW.BENEFITBROKERS.ES, hereby states:

  1. Identifying Data:
    • Corporate name: BENEFIT BROKERS CORREDURIA DE SEGUROS, SL
    • Registered office: CL/ ANABEL SEGURA, 11 – A 3ª PLANTA C.P 28108 ALCOBENDAS – MADRID
    • Tax ID (CIF): B86860145
    • Email address: dpd@benefitbrokers.es
    • Registration details in the Commercial Registry of Madrid: Volume 31636, Book 0, Folio 179, Section 8, Sheet M569297.

      This information constitutes and regulates the conditions of use, limitations of liability and obligations that users of the website published under the domain name WWW.BENEFITBROKERS.ES assume and undertake to respect.

  2. Definitions.
    • “Page”, the domain WWW.BENEFITBROKERS.ES made available to Internet Users.
    • “User”, a natural or legal person who uses or browses the Page.
    • “Content”, the pages that make up the entire domain WWW.BENEFITBROKERS.ES, which contain the information and services that BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL makes available to Internet Users. They include messages, texts, photographs, graphics, icons, logos, technology, links, textures, drawings, sound and/or image files, recordings, software, appearance, graphic design, source code, and, in general, any kind of material contained on the Page.
    • “Web”, a technical term describing the system for accessing information via the Internet, configured through pages created with HTML language or similar, and programming mechanisms such as Java, JavaScript, PHP, or others. These pages, designed and published under an Internet domain name, are the result of the information that the owner makes available to Internet Users.
    • “Hyperlink”, a technique by which a User can navigate through different pages of the Web or the Internet with a simple click on the text, icon, button, or indicator containing the link.
    • “Cookies”, a technical means for “tracking” and monitoring navigation on websites. They are small text files written to the User’s computer. This method has privacy implications, so BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL will duly and clearly notify Users of their use at the time they are implemented on the Page.

  3. Users / Terms of Use.
    Access to and/or use of this website WWW.BENEFITBROKERS.ES grants the status of USER, who accepts, from such access and/or use, these terms of use without reservation of each and every one of the clauses and general conditions included in the Legal Notice. If the User does not agree with the clauses and conditions of use of this Legal Notice, they shall refrain from using the Page.

  4. Use of the Website.
    WWW.BENEFITBROKERS.ES provides access to articles, information, and data (hereinafter, “THE CONTENTS”) owned by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL. The USER assumes responsibility for the use of the website. Some pages of the website (WWW.BENEFITBROKERS.ES) may allow participation through comments, in which case any user may submit texts via the form established for that purpose. By submitting such texts and clicking on the corresponding link, the USER undertakes and agrees to make appropriate use of the contents that WWW.BENEFITBROKERS.ES offers through its website, and not to use them for:

    i. engaging in illegal, unlawful activities or those contrary to good faith and public order.
    ii. disseminating content or propaganda of a racist, xenophobic, illegal pornographic nature, apologising for terrorism, or attacking human rights; causing damage to the physical and logical systems of WWW.BENEFITBROKERS.ES, its suppliers, or third parties; introducing or spreading computer viruses on the network or any other physical or logical systems susceptible to causing the aforementioned damages.
    iii. attempting to access and, if applicable, using other users’ email accounts and modifying or manipulating their messages.
    iv. In short, to respect applicable legislation, generally accepted morals and customs, public order, and these general terms and conditions of access and use.

    To that end, the USER undertakes and agrees NOT to use any of the Contents for unlawful purposes or effects, prohibited in the Legal Notice or by current legislation, injurious to the rights and interests of third parties, or that may in any way damage, disable, overload, impair, or prevent the normal use of the Contents, computer equipment, or documents, files, and all kinds of contents stored on any computer equipment owned or contracted by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL, other Users, or any Internet user (hardware and software). The USER undertakes and agrees not to transmit, disseminate, or make available to third parties any material contained on the Page, such as information, texts, data, contents, messages, graphics, drawings, sound and/or image files, photographs, recordings, software, logos, trademarks, icons, technology, photographs, software, links, graphic design, source code, or any other material to which they may have access as a User of the Page, without this enumeration being limiting. Likewise, in accordance with all of the above, the USER may not:

    • Reproduce, copy, distribute, make available, or in any other way publicly communicate, transform, or modify the Contents, unless they have the written and explicit authorisation of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL, who holds the corresponding rights, or unless it is legally permitted.

    • Delete, manipulate, or in any way alter the “copyright” and other identifying data of the rights reservation of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL or its owners, digital footprints and/or identifiers, or any other technical means established for their recognition.

    • The User shall refrain from obtaining or even attempting to obtain the Contents by using means or procedures other than those, as applicable, made available to them for this purpose or indicated for this purpose on the web pages where the Contents are located, or, in general, those commonly used on the Internet for this purpose, provided they do not entail a risk of damage or disablement of the Page and/or the Contents.

    Likewise, the USER acknowledges:

    • That BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL shall not be liable in any way for the opinions expressed by users, who participate under their sole and exclusive responsibility.

    • That users’ comments do not represent the opinions of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL, its partners, or its employees.

    • That BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL does not guarantee, in any case, the publication of contents submitted by users. In this regard, all comments received will be automatically reviewed by an antispam filter and moderated in form by the website administrator, who will act at all times respecting democratic freedoms of expression and information.

    Furthermore, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL reserves the right to withdraw all comments and contributions that violate respect for human dignity, that are discriminatory, xenophobic, racist, pornographic, that threaten youth or childhood, public order, or security, or that, in its opinion, are not suitable for publication. In any case, WWW.BENEFITBROKERS.ES shall not be responsible for the opinions expressed by users through the blog or other participation tools that may be created, in accordance with applicable regulations.

  5. Privacy Policy. Data Protection.
    BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is aware of the importance of data protection, as well as the privacy of the USER, and therefore has implemented a data processing policy aimed at providing maximum security in their use and collection, guaranteeing compliance with current regulations on the matter and configuring said policy as one of the basic pillars in the entity’s lines of action. Therefore, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL insists on the mandatory reading of its “Privacy Policy” as a service to our visitors. Our website may include hyperlinks to other sites that are not operated or controlled by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL. Therefore, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL does not guarantee or assume responsibility for the legality, reliability, usefulness, truthfulness, and timeliness of the contents of such websites or their privacy practices. Please, before providing your personal information to these websites other than WWW.BENEFITBROKERS.ES, consider that their privacy practices may differ from ours. Likewise, those persons who intend to establish hyperlinks between their website and ours (WWW.BENEFITBROKERS.ES) must observe and comply with the following conditions:

    • No prior authorisation is necessary when the Hyperlink only allows access to the home page, but it may not reproduce it in any way. Any other form of Hyperlink will require express and unequivocal written authorisation from BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL.
    • No “frames” will be created with the websites or over the websites of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL.
    • No false, inaccurate, or offensive statements or indications will be made about BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL, its directors, employees or collaborators, or persons related to the Page for any reason, or about the Users of the Page, or the Contents supplied.
    • It will not be stated or implied that BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL has authorised the Hyperlink or has supervised or assumed in any way the Contents offered or made available on the website where the Hyperlink is established.
    • The website where the Hyperlink is established may only contain what is strictly necessary to identify the destination of the Hyperlink.
    • The website where the Hyperlink is established will not contain illegal information or content, contrary to morals and generally accepted good customs and public order, nor will it contain content contrary to any third-party rights.

  6. Modification of the Legal Notice
    In order to improve the performance of the website, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL reserves the right to make, at any time and without prior notice, modifications and updates to the information contained on the website, its configuration and design, and this legal notice, as well as any other specific conditions. Therefore, the USER must read the Legal Notice on each and every occasion they access the Page.

  7. Intellectual / Industrial Property
    BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is the owner of all intellectual and industrial property rights of its website, as well as the elements contained therein (by way of example, images, sound, audio, video, software, or texts; trademarks or logos, colour combinations, structure and design, selection of materials used, computer programs necessary for its operation, access, and use, etc.), owned by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL or its licensors, with all rights reserved. Any unauthorised use previously by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL will be considered a serious breach of the author’s intellectual or industrial property rights. The USER undertakes to respect the Intellectual and Industrial Property rights owned by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL. They may view the elements of the website and even print them, copy them, and store them on the hard drive of their computer or on any other physical medium, provided it is solely and exclusively for their personal and private use. The USER shall refrain from deleting, altering, evading, or manipulating any protection or security device that may be installed on the pages of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL. All trademarks, trade names, or distinctive signs of any kind that appear on the Page are the property of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL or, as applicable, third parties who have authorised their use, without it being understood that the use or access to the Portal and/or Contents grants the User any right over said trademarks, trade names, and/or distinctive signs, nor that any exploitation rights existing or that may exist over said Contents are transferred to the User. Likewise, the Contents are intellectual property of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL or third parties, as applicable; therefore, the Intellectual Property rights are owned by BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL or third parties who have authorised their use, to whom the exclusive exercise of the exploitation rights in any form corresponds, and in particular, the rights of reproduction, distribution, public communication, and transformation. The reproduction, distribution, and public communication, including making available, of all or part of the contents of this website for commercial purposes, on any medium and by any technical means, without the authorisation of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL, are expressly prohibited. The unauthorised use of the information contained on this Website, as well as the infringement of the Intellectual or Industrial Property rights of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL or third parties included on the Page who have licensed contents, will give rise to the legally established liabilities.

  8. Availability of the Page
    BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL does not guarantee the absence of interruptions or errors in access to the Page, its Contents, nor that they are up to date, although it will make its best efforts to, as applicable, avoid, remedy, or update them. Consequently, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is not responsible for any damages or losses of any kind caused to the USER as a result of failures or disconnections in telecommunications networks that produce the suspension, cancellation, or interruption of the Portal’s service during its provision or beforehand. BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL excludes, with the exceptions provided for in current legislation, any liability for damages and losses of any nature that may be due to the lack of availability, continuity, or quality of the operation of the Page and Contents, to the non-fulfilment of the expectation of usefulness that users may have attributed to the Page and Contents. The function of the Hyperlinks appearing on this Web is solely to inform the user about the existence of other Webs containing information on the subject. Such Hyperlinks do not constitute any suggestion or recommendation. BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is also not responsible for any security errors that may occur, nor for any damages that may be caused to the user’s computer system (hardware and software), or to the files or documents stored therein, as a result of:

    • The presence of a virus on the user’s computer used to connect to the services and contents of the website,

    • A malfunction of the browser or the use of non-updated versions thereof.

    BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is not responsible for the contents of said linked pages, the operation or usefulness of the Hyperlinks, or the result of said links, nor does it guarantee the absence of viruses or other elements therein that may cause alterations in the computer system (hardware and software), documents, or user files, excluding any liability for damages of any kind caused to the user for this reason. Access to the Page does not imply an obligation on the part of BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL to control the absence of viruses, worms, or any other harmful computer element. It is the User’s responsibility, in any case, to have adequate tools for the detection and disinfection of harmful computer programs; therefore, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is not responsible for any possible security errors that may occur during the provision of the Page’s service, nor for any possible damages that may be caused to the user’s or third parties’ computer system (hardware and software), files, or documents stored therein, as a result of the presence of viruses on the computer used by the user to connect to the Web’s services and contents, a malfunction of the browser, or the use of non-updated versions thereof.

  9. Quality of the Page
    Given the dynamic and changing environment of the information and services provided through the Page, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL makes its best effort but does not guarantee the complete truthfulness, accuracy, reliability, usefulness, and/or timeliness of the Contents. The information contained in the pages comprising this Portal is for informational, advisory, disclosure, and advertising purposes only. In no case do they offer or have the character of a binding or contractual commitment. BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL excludes all liability for decisions that the USER may take based on this information, as well as for any possible typographical errors that the Page’s documents and graphics may contain. The information is subject to possible periodic changes without prior notice of its content due to expansion, improvement, correction, or updating of the Contents.

  10. Availability of the Contents
    The provision of the Page’s service and Contents is, in principle, of indefinite duration. However, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL is authorised to terminate or suspend the provision of the Page’s service and/or any of the Contents at any time. When reasonably possible, BENEFIT BROKERS CORREDURÍA DE SEGUROS, SL will notify in advance of the termination or suspension of the Page.

  11. Jurisdiction
    For all matters arising regarding the interpretation, application, and fulfilment of this Legal Notice, as well as claims that may arise from its use, all parties involved submit to the Judges and Courts of Madrid, expressly waiving any other jurisdiction that may correspond to them.

  12. Applicable Legislation
    These conditions are governed by Spanish legislation. All copyright rights are reserved by intellectual property laws and international treaties. Their copying, reproduction, or dissemination, total or partial, by any means, is expressly prohibited.